Case Size

Do not assume that structured settlements are for "large" cases only. The tax benefit and/or security of future payments are attractive and economically beneficial to plaintiffs in a wide range of circumstances. $5,000 for a dog bite facial scar can generate a meaningful college fund.

That said, the practical lower limit for structures is probably around $10,000. Some annuity companies will accept $5,000 on minors' cases, but those are the exception.

There is effectively no upper dollar limit on structured settlements. The larger the dollar amounts, the more compelling the economic (tax) advantages to the plaintiff. (Note: larger cases accentuate the need to diversify the structure by using more than one funding source.)