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FAQ for Trial Attorneys
  1. Introduction
  2. What is a Structured Settlement?
  3. Advantages to the Plaintiff
  4. Disadvantages to the Plaintiff
  5. Managing the Disadvantages
  6. Appropriate Cases
  7. Inappropriate Cases
  8. Case Size
  9. Why Annuities?
  10. Annuity Pricing
  11. Reduced Life Expect. Discounts
  12. What is an "Assignment"?
  13. Structure of the Deal
  14. Insurance Company Ratings
  15. The Closing Process
  16. What Settlement Brokers Do
  17. How Are SS Brokers Paid?
  18. If the Defense Has Their Own Broker, How will My Broker Be Paid?
Home Page > "How to" For Plaintiff Attorneys >ABC's

Appropriate Cases

Only cases involving personal physical injury qualify for tax-free future payments. Non-physical torts can be structured but are tax-deferred.
  • Minors and Incompetents The security and favorable economics inherent to structures help protect these most vulnerable of claimants and help settlement fiduciaries meet their fiduciary obligations. Built-in spendthrift provisions help protect recoveries from irresponsible or inexperienced custodians. For those heading to college, structures are an excellent way to fund tuition expenses.

  • Impaired Future Earnings Use a structure to supplement or replace future lost wages.

  • Future Medical Care Establish income to meet expected medical expenses.

  • Retirement Establish or supplement retirement plans on an even more favorable basis than is available through conventional retirement plans. (A plan funded by a structured settlement for personal physical injury is tax-free rather than merely tax-deferred.)