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FAQ for Claim Professionals
  1. Introduction
  2. What is a Structured Settlement?
  3. Why would a claimant want one?
  4. Why wouldn't they want one?
  5. How can the claimant manage the disadvantages?
  6. Why does my company want me to use them?
  7. Which kinds of cases are good candidates for structures?
  8. Which cases are not?
  9. What about case size?
  10. How do I get started?
  11. What's a typical negotiating scenario?
  12. What if the Claimant says no?
  13. Approved annuity issuers
  14. Why annuities?
  15. Annuity Pricing
  16. Reduced life expectancy discounts
  17. What is an "assignment"?
  18. Structure of the deal
  19. Insurance company ratings
  20. The closing process
  21. What do settlement brokers do?
  22. How are brokers paid?
  23. What if the claimant has their own broker?
Home Page > "How to" For Claims Professionals >ABC's

What About Case Size?

Do not assume that structured settlements are for "large" cases only. The tax benefit and/or security of future payments are attractive and economically beneficial to plaintiffs in a wide range of circumstances. $5,000 for a dog bite facial scar can generate a meaningful college fund.

That said, the practical lower limit for structures is probably around $10,000. Some annuity companies will accept $5,000 on minors' cases, but those are the exception.

There is effectively no upper dollar limit on structured settlements. The larger the dollar amounts, the more compelling the economic (tax) advantages to the plaintiff. (Note: larger cases accentuate the need to diversify the structure by using more than one funding source.)